About Us

After several years of regulatory compliance experience, Laurie Sagar established a bank management consulting firm, Regulatory Compliance Management in 1993. The firm was established to assist banks with managing the compliance function, developing policies and procedures, performing compliance training, and performing ongoing monitoring and compliance audits. The mission of Regulatory Compliance Management is to provide these services in a format tailored to fit the unique environment of each bank. Training, policies, operating procedures, and audit work performed by the firm has been notably complimented during examinations by the OCC, the FDIC, and the Federal Reserve. In 2025, Laurie took these services to a new firm she established, Synergy Regulatory Resources, LLC. The new firm will be expanding to offer additional services in the near future.

Prior to establishing Regulatory Compliance Management, Laurie was the Regional Compliance Manager for East and South Texas at First City Bancorporation with responsibilities for all consumer compliance regulations and Bank Secrecy Act compliance. She also managed real estate compliance for Texas Commerce Bank prior to establishing the consulting firm. She is a graduate of the University of Houston with a BS in Consumer Science as well as the ABA’s National Compliance School and Graduate Compliance School at Oklahoma University. She also attended continuing education courses in internal audit at Rice University.

In addition to sessions performed for client banks, Laurie has also performed in-bank training on behalf of the American Bankers Association, American Financial Skylink, the American Institute of Bankers, Texas Bankers Association, State bank associations outside of Texas, and has also been asked to speak at city organized Compliance Associations. The Spring 1994 issue of ABA Bank Compliance includes an article authored by Laurie "Crafting Compliance Operating Procedures." She has been a Master Instructor for the ABA eLearning and AIB Online regulatory curriculum and is the current author of the American Bankers Association's Compliance Audit Manual and A Review of Consumer Laws and Regulations, which she has authored quarterly since 1995 and she is the original author of Compliance Works, an automated compliance monitoring program covering consumer compliance and Bank Secrecy Act Compliance which was sold by Thomson/Sheshunoff Publishing. She has also served as an expert witness for consumer issues.

Synergy Regulatory Resources LLC is currently contracted with several community banks in the Houston-Galveston and surrounding areas providing ongoing regulatory compliance support, quarterly newsletter update, policy and procedure development, review, or assistance, consumer compliance and Bank Secrecy Act audits, training, and other resources. Laurie continues to update the ABA's Compliance Audit Manual and A Review of Laws and Regulations covering all changes to consumer compliance laws and regulations and Bank Secrecy Act requirements each quarter.